Wednesday, June 5, 2013

Insurance in Afghanistan P1


AFGHANISTAN INSURANCE - ESSENTIAL COVER

Whether you’re an individual or a company operating in Afghanistan, insurance should be top of your list. Insurance in Afghanistan, travel, health or life, must include special war and terrorism provisions. If you are working as a contractor into the US military or US public works, it’s a legal requirement to provide Defense Base Act insurance for yourself or your employees.

BEFORE YOU TRAVEL - AFGHANISTAN INSURANCE

No part of Afghanistan can be considered safe from terrorism. Bellwood Prestbury offers a full range of Afghanistan insurance options to cover people, property, goods, services and more, all with war and terrorism cover included:

Specialist insurance for Afghanistan – including Afghanistan travel insurance, medical insurance, life and personal accident insurance and protection for companies, cargoes and personnel

Kidnap insurance - pays the cost of experts negotiating with kidnappers and reimburses the ransom

Defence Base Act insurance – workers compensation for civilians hired by the US government for contracts outside the US

Bespoke policies – to meet your specific needs, for a company, team or individuals

WHAT RISKS MIGHT YOU ENCOUNTER?

Afghanistan has suffered a continuous state of war since the late 1970s and visiting foreign nationals should be aware of the precautions needed, including having robust Afghanistan insurance cover in place before travelling.

The threat from roadside bombs, suicide bombs, indirect fire, ambush and kidnapping of both local and foreign nationals is high and travel should only be undertaken with the strictest security measures. Obviously standard travel insurance in Afghanistan is not valid.

Medical emergency and evacuation cover is strongly advised as part of any Afghanistan insurance package. This would apply equally to a medical emergency like appendicitis or a road traffic accident, since healthcare is extremely poor by western standards
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