Insurance in russia P1

RUSSIA INSURANCE – COVER YOU MAY NEED

You may need specialist Russia insurance, particularly if you plan to visit or work in regions of the North Caucasus, which have witnessed a new rise in terrorist attacks. Of course, not all areas of the country are equally dangerous – make sure your Russian insurance is appropriate for where you are going.

GETTING THE RIGHT RUSSIAN INSURANCE

Bellwood Prestbury has in-depth knowledge of high risk insurance. We can tailor your Russian insurance to provide exactly the cover you need, for example:

Global life and accident insurance – providing adequate life, personal accident and disability cover
Expat medical insurance – cover for evacuation by air ambulance and can be included with your international health insurance in Russia

Kidnap insurance – a sensible precaution if you represent a foreign company in more remote areas
International travel insurance – you may need specialist Russian travel insurance if you plan to visit the North Caucasus

POTENTIAL DANGERS IN THE RUSSIAN FEDERATION

Since the summer of 2009, some areas of the Russian Federation have seen regular suicide bombings (mostly in the republics of Chechnya, Dagestan and Ingushetia) and targeted assassinations. Unexploded mines are widespread in these areas and kidnapping for ransom is common. However, terrorist incidents are possible throughout Russia, including Moscow. Visitors need to be cautious in public places, on public transport, and in crowds.

Your Russia insurance should cover you for these eventualities as well as for theft and loss. Pickpocketing and robbery are common, and often carried out by groups of children using distraction techniques. Drink spiking followed by robbery and assault has been reported – do not accept food and drinks from strangers, or leave drinks unattended.

Traffic police are known to stop motorists and demand on-the-spot cash fines. There are also reports of criminals posing as officials – always ask to see ID.

Healthwise, the risks include food poisoning, TB, rabies, and tick-borne encephalitis. Consuming untreated water greatly increases the risk of getting sick. There has been an increase in rabies in the Sverdlovsk region.

British nationals are entitled to free treatment in Russian hospitals, but be aware that treatment is likely to be limited. Most expats living in Russia carry expat medical insurance with the option for evacuation and treatment in higher standard European hospitals should it be required.

Categories: Russia